When 化忌 (Ji) is in the Wealth Palace – What Happens?

1. Wealth becomes unstable

• Income may fluctuate.
• Money comes slower than expected.
• Hard to save; easy to spend on unnecessary things.

2. Emotional stress related to money

• Worrying too much about income or expenses.
• Overthinking financial matters.
• Fear of losing money → leads to conservative or panicky decisions.

3. Money leakages

• Unexpected expenses.
• Being cheated, scammed, or taken advantage of.
• Investments turning into losses.
• Lending money to others → cannot recover.

4. Hard to accumulate long-term wealth

• Even if income is high, savings remain low.
• Wealth comes but cannot stay.
• Often must use money to “solve problems.”

5. Wealth comes with effort

• Must work harder compared to others to earn similar income.
• No easy luck wealth.
• Must rely on skills, discipline, and strategy.

6. Work or business may trigger financial problems

• Poor cashflow.
• Unreliable clients or payments.
• Hasty decisions causing losses.
• Partnerships involving money → especially risky.

Additional Considerations

If the main star is favorable

• Ji amplifies difficulty but does not remove potential.
• Example:
  • Wu Qu 化忌 in Wealth → highly stressed about money but still can accumulate wealth if disciplined.
  • Tan Lang 化忌 in Wealth → impulsive investments cause losses.

If supporting palaces indicate help

• Wealth may still grow, but after hardship.
• Wealth often comes late in life.

Check opposite palace (Career) and Property palace

They can show:

• Why wealth is blocked
• What action unlocks the wealth

Summary (Very Important)

化忌 in Wealth Palace = income unstable + worry + money leakage + difficulty building wealth.

But this does not mean “poor forever.”

It means:

👉 need better money discipline,
👉 avoid risky investments,
👉 avoid lending money,
👉 build wealth via skill, not chance.

With correct strategy, people with Ji in Wealth can still achieve great wealth — but it comes through hard lessons and maturity.